13 May

Looking for an Axis Bank travel credit card? Then you might want to consider the Axis Bank Atlas Credit Card. It’s a newly launched credit card that can be availed at Rs. 5,000 plus applicable taxes. It’s a premium credit card and offers you quite rewarding travel benefits on it. Here are the key features and benefits of the Axis Atlas Credit Card that you must know in order to know why you should get this credit card.

  • Welcome benefits: On completing 3 qualified transactions within 60 days of card issuance, the credit cardholder gets 5,000 Edge Miles as a welcome benefit with this credit card.

  • Membership Tier: With the Atlas credit card by Axis Bank you get their tiers namely silver, gold, & platinum. These membership tiers are awarded on the basis of annual spending. If you spend less than Rs. 7.5 lakhs in a year then you will get the silver tier; if the spending is between Rs. 7.5 lakhs - Rs. 15 lakhs then you will get the gold tier, and if your spending is more than Rs. 15 lakhs you will get a platinum tier. These membership tiers help you to enjoy complimentary domestic & international travel benefits such as airport pickup services, concierge services, & lounge access.

  • Reward rate: The credit cardholder can earn 5 Edge miles on every Rs. 100 spent on booking a flight/hotel. While on all other transactions you will earn 1 Edge mile. The Platinum tier members get an upper hand as they get to earn extra 2 Edge Miles on every Rs. 100 spent on international transactions.

  • Travel benefits: These benefits depend on the membership tier. If you have a silver tier then you can enjoy 8 complimentary domestic lounge access and 4 complimentary international lounge access in a year. Similarly, on the gold tier, you get 12 domestic and 6 international lounge access. The platinum tier entitles you to 18 complimentary domestic lounge access and 12 complimentary international lounge access in a year.

  • Fuel surcharge waiver: This credit card also provides you a 1% fuel surcharge waiver on the transactions between Rs. 400 - Rs. 4,000 at all fuel stations across India.

  • Dining benefits: You can save up to 20% on dining bills at partner restaurants under the Axis Bank’s Dining Delights Program with this credit card.

  • Other Benefits: Under the other benefits you get add-on credit cards, credit card renewal benefits according to the membership tiers, milestone benefits, and so on.

Bottom Line:

To summarise, Axis Bank Atlas Credit Card is worth considering. Before taking it, make sure that you identify your spending habits and financial profile as well so that you would know whether this credit card matches them or not. In order to keep enjoying the benefits of this credit card, you need to keep the credit card dues clear and maintain a low credit utilization ratio. Using a credit card wisely is the only way to build a good credit score and a good standing account.

Do share your experience with the Axis Bank Atlas Credit Card in the comment section.

Additional Reading - Easy Guide To Managing Your Credit Card!

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